The
following are some of the benefits that can be attached
to a policy:
Personal
Accident Rider - is a benefit where a percentage
of the principal shall be paid in case of accidental death
or dismemberment.
Accidental
Death Benefit Rider
- a benefit that provides for the payment of additional
amount if the insured dies as a result of an accident.
Disability
Waiver of Premium Rider
- a benefit where premium is waived when the insured becomes
totally and permanently disabled due to injury or sickness
Return of Premium Plus Rider
- a benefit where annual premiums will be returned to the
insured, if alive, on the 20th year of the policy or to
his beneficiaries, if insured dies before 20th year of the
policy. This additional benefit may only be requested within
two (2) years from the effective date of the policy.
You
may add benefits to your policy by submitting the following
requirements to any of our offices nearest you: