| Your
car is a symbol of your success, your aspirations in life.
Driving it around brings so much pride to you. It is
so important to you that you can't take chances in protecting
it. Trust only a stable and reliable insurance company
to take care of one of your most valuable assets.
Driving
your car may be one of the safest things you will do.
You can only do this by getting the best insurance protection
for your car though…
When
you're on the road, you are faced with a lot of risks.
Accidents that will keep you from very important work appointments
or family events may happen. With Philamlife's Private
Car Insurance, you don't have to worry about this because
you are assured maximum protection that will definitely answer
all your car insurance needs.
Optional
Vehicle driver & occupants accident coverage
This provides coverage to the driver and passengers against
death or bodily injuries while riding, boarding or dismounting
the vehicle.
Coverage
This covers the insured's liability to third parties arising
out of the use of the motor vehicle involving bodily injury
or death. This insurance is required by the Land Transportation
Commission before an owner can register his/her car.
This also provides "No Fault Indemnity Cover" which
pays maximum of P10,000 per person without requirement of
providing fault or negligence.
This covers the Insured against loss or damage to the vehicle,
its accessories and spare parts caused by:
- accidental
collision and overturning
- fire,
external explosion, self-ignition or lightning
- malicious
act of third party
- accident
while in transit by road, rail, inland waterways, lift or
elevator
- burglary,
housebreaking, theft
This is
not required by law but may be obtained for maximum protection.
Under this coverage are the following:
Death/Bodily Injury: This provides similar protection
to CTPL and responds if CTPL has been exhausted.
Property Damage: This covers Insured's liability involving
damage to a third party's property as a result of a motor
vehicle accident.
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